diff --git a/ReallifeGamemode.Server/Bank/bank.cs b/ReallifeGamemode.Server/Bank/bank.cs
index 31cefee7..47d9aca4 100644
--- a/ReallifeGamemode.Server/Bank/bank.cs
+++ b/ReallifeGamemode.Server/Bank/bank.cs
@@ -57,8 +57,8 @@ namespace ReallifeGamemode.Server.Bank
     }
 
     private static void EntityEnterFactionBankColShape(ColShape colShape, Player client)
-    {
-      if (client.IsInVehicle || !client.IsLoggedIn()) return;
+    {      
+      if (client.IsInVehicle || !client.IsLoggedIn() || client.GetUser().FactionId is null) return;
 
       if (client.GetUser().FactionLeader == true)
       {