diff --git a/ReallifeGamemode.Server/Finance/Economy.cs b/ReallifeGamemode.Server/Finance/Economy.cs
index 6cb10cb9..e57261b6 100644
--- a/ReallifeGamemode.Server/Finance/Economy.cs
+++ b/ReallifeGamemode.Server/Finance/Economy.cs
@@ -25,7 +25,7 @@ namespace ReallifeGamemode.Server.Finance
     public static (int, float, float) GetEconomyClass(Player client, int wage)
     {
       int bankAccount = client.GetUser().BankAccount.Balance;
-      float financialHelp = -(float)Math.Pow(1.0005, -bankAccount) * -1000;
+      float financialHelp = -(float)Math.Pow(1.0005, -(bankAccount + client.GetUser().Handmoney)) * -1000;
       float financialInterest = 1 - (float)Math.Pow(1.00006, -wage) * 1;
       if (financialInterest >= 0.7)
         financialInterest = 0.7f;
@@ -77,7 +77,7 @@ namespace ReallifeGamemode.Server.Finance
       int vehicleTaxation = GetVehicleTaxation(client);
       int rentalFees = GetRentalFees(client);
 
-      int healthInsurance = (int)(user.BankAccount.Balance * 0.001);
+      int healthInsurance = (int)((bankAccount + user.Handmoney)* 0.001);
       if (healthInsurance < 0)
       {
         healthInsurance = 0;